The increasing need for digital technologies in the post-Covid-19 world shows that industries across the world are either already affected or are in the process of digital transformation. Specifically, for the finance industry, stockbrokers, investors and, lending institutions have already implemented innovative technologies to stay relevant to the changing market needs. But, with the advent of new practices and technologies such as open-banking and AI in FinTech, many people wonder how to create a stock market website that excels over the existing websites in the market.

What is a Stock Market Website, and How Does It Work?

A stock market website is an internet-based platform that assists traders and brokers trade financial commodities through an electronic medium. These websites allow traders to invest in anything, be it bonds, currencies, debentures, shares, or other financial instruments. In layman’s terms, stock market websites are e-commerce but for stock trading.

Stock market websites allow brokers to find and track their favorite stocks and invest in financial instruments. Also, the investors can use the stock market website to access and study the funds that they want to invest in. Although stock market websites don’t necessarily offer trading functionality, some websites like Trade Ideas offer complete functionality, including stock trading and, making sure that the investors never miss a trading opportunity.

Why Are Stock Marketing Websites So Popular?

Statista found that 14.1 million people in the USA are using at least one stock marketing website or app. This is due to the accessibility that the online stock marketing/trading platform brings along. Investors and brokers can sell or buy stocks from anywhere in the world. The following are the commonly known benefits of stock marketing websites:

• Enables stock trading beyond geographical boundaries. This means that any trader having an account with brokerage firms can do business via the internet, irrespective of their location.

• Streamline investor and client management. The online stock market and trading platforms also act as CRM software solutions that enable effective and efficient client data management.

• 27×7 accessibility. While stock markets don’t remain open all the time, the stock market websites will, making it possible for users to access information anytime.

• Real-time data availability. The stock market websites provide users with real-time data from the market. The websites also use artificial intelligence to help users decide the best stock for their choice, which ultimately reduces the risk of investment.

• Updateable Index Filters

With updatable index filters, stock market websites make it easy for the customers to filter their portfolios or index to monitor them quickly. Filters reduce the time taken for a task and provide an astonishing user experience for the users.

• Trading Functionality

Although it isn’t necessary for stock market websites to act as an online stock trading platform, trading functionality is worth having. This functionality is the last step in the stock trading funnel.

To enable this, the most feasible option is to integrate with a third-party trading platform. For example, TradingView doesn’t have its own trading platform; it actually has implemented APIs from ForexTrader to enable ForexTrader account holders to do trading.

• Secure Fund Transfer

Since both brokers and investors would be buying and reselling stocks on the stock trading/market platform, it is essential that the money transfer function is easy and quick. Ask your developers to build a simple yet secure payment flow and design so that the transaction data is secure.

• Real-time streaming of Charts and Quotes

In stock trading, a delay of one second can result in a loss of millions of US dollars. Stock trading is a fast process, and the brokers, as well as investors, make decisions swiftly. Hence, it will help you enable the live-streaming of charts and quotes on the home page or the top bar. To make sure that you show the right and updated information, you will have to integrate APIs from several news and stock websites such as CNBC or Insider. Although it doesn’t seem like a hard-to-implement feature, it is among the most crucial features to help users make the right financial decisions.

• Financial Forecast and Analysis

The stock markets are highly prone to global as well as local political and economic events. A shutdown of a mediocre company can potentially disrupt worldwide trading. Therefore, giving the users access to real-time financial forecasts will help them make intelligent investment decisions. Stock market websites like Trade Ideas make use of artificial intelligence to provide investors with valuable market insights.

• Push Notifications

Notifications in terms of mobile applications have indeed gone obsolete, especially when not integratedallowed with personalicustomization. But, web portals still have the same importance when it comes to notifications. You can alert users about any major changes in the market that can potentially hamper their portfolio. If you have the resources to make this feature more intelligent using AI algorithms, then go for it.

• Favorites or Watchlists

Investors track stock for a long period before investing in them; hence, if your stock market website allows them to select their favorite stocks, and show them these stocks separately, so that the investor can see any the trends quickly without even having to search specifically for them.

How to Develop a Stock Market Website – The Process

Before you decide to build your stock market website, you should ask yourself whether your business idea complies to a stock trading website or a stock market website. Also, you’ll have to think about how it would help if you develop a full-fledged cloud-based stock market/trading platform. FYI, web-based portals are more versatile and functional than static websites.

1. Know the Compliances For Your Niche

Every industry vertical has its specific as well as common regulatory compliances. FinTech compliancesrange among consumer protection, data security, money laundering, and many moresuch. Also, the regulation specifications are different for every political boundary.

2. Design the Stock Market Concept, User Journeys, and Experience

Based on the compliances, you can think about the functionalities and value that you will be offering to the investors and brokers. It will help if you rank the functionalities according to the importance.

After developing the concept, you’ll have to create different user journeys based on your assumption. There are several purposes why the user will use your website; you should know them and create separate user journeys for each use.

When you know how you want the user to interact with your stock market website, it’s time to design the wireframes and .psd. Don’t forget that investors and brokers are highly educated and have no time to waste. Therefore, it is crucial for you to design your stock market website with a minimalistic approach. You can consider the following factors while designing your stock market website:

• It is beneficial to keep the user interface and experience in mind fromsince the beginning of your website idea. It will help you to be realistic in terms of potential software features.

• When designs are ready, perform usability testing. This is the most important phase, where you’ll make sure that your website is in accordance with your initial plan.

• It is important for you to guide the UI/UX designers as they might not have experience designing FinTech software solutions. Your feedback will help them understand that you require a minimalistic design with more focus on usability.

3. Design Website/Portal Architecture and Develop the Website/portal.

Once you have the detailed requirements in your hand and the designs are ready, you can jump straight on developing your stock market website. If you’re unsure how to create a detailed requirement document, read the following article and come back: Create Product Requirement Document.

Every stock market website has three development stages – Build the Architecture, Back-end Development, and Front-end Development.

• Build Architecture

The architecture on which your stock market website is built, plays a crucial role in the entire system’s scalability and security. I will recommend you to do it on your own only if you have the expertise; otherwise, It is better to partner with a FinTech development company that knows how to create a stock trading platform.

• Back-End Development

Based on the decided architecture, the backend developers will integrate server technologies, manage the database, and develop software logic. The developers often use programming languages such as Java, PHP, Ruby, Python, Net, along Oracle and MySQL to enable smooth functioning of database and server. Back-end development takes care of sign-ins, notifications, transactions, and other features for your stock market website in layman’s terms.

• Front-End Development

Front-end development part of your stock market website deals in designing mobile and web interfaces. The front-end developers make use of programming languages such as JavaScript, HTML, and CSS. The developers are also familiar with software development frameworks like AngularJS, Bootstrap, and libraries like jQuery.

In addition to the backend and front-end developers, the development team often consists of a project manager, graphic designer, and a quality analyst (QA).

How Much Does It Cost to Create A Stock Market Website

It is impossible to tell the exact cost of stock market website development right away. However, I can give you a ballpark range between the cost mostly lies, but it will be too vague. The exact cost can only be calculated with detailed requirements and preferences. Therefore, let’s understand how to calculate the cost of a stock market website or platform development:

The cost to develop any software solution depends on the number of hours required to design and develop it. The same goes for the stock market website or platform development. The estimated time to develop different components of a stock market website is as follows:

• Environment setup and website design: 3 – 4 weeks
• Back-end development: 12 – 20 weeks
• Front-end development: 10 – 15 weeks
• Admin panel development: 2 – 5 weeks
• Testing: 1-2 weeks
• Production and final release: 1 week

This way, the total time required to develop a full-fledged stock market platform is 6 – 12 months. However, the development time can be reduced by executing tasks simultaneously if the requirements are clearly stated and are rigid.

Considering 40 hours of work every week, the total hours required to develop a stock market platform will be 1,160 – 1,880 hrs. Given the hourly rate of software development in the USA at $70, the total cost for stock market platform development will range between 80,000 – 130,000 USD.

However, if you don’t require trading functionality, the cost will be a lot lesser. Therefore, the cost for a stock market website like TradingView will range between 40,000 – 60,000 USD.

Should You Develop Your Stock Market App In-house or Not?

Now when you know how to create a stock market website, the question you would ask yourself is whether to do it in-house or outsource it to a software development company. Developing your stock market website or platform in-house will give you complete control over the development process. You can start developing your website immediately. However, for this, you need to have the required technical resources already in-house. If you don’t have them, you’ll have to spend a hefty amount of time procuring the development team and getting them on board. Also, if you develop the website in-house, the cost of development will significantly go high.

This is why most of the IT projects are outsourced. Even wWhen even companies like Adobe and Google are outsourcing most of their IT projects, there is no harm in outsourcing your stock market website development. Outsourcing FinTech software development allows you to save time and money, get access to a global pool of talent, and avoid unnecessary recruitment and management.

However, there are things you should consider before you outsource your stock market website development work to a software development company. Not every software development company is proficient in FinTech development and therefore, the company you pick should have extensive experience in developing software solutions for the banking and finance industry.

Fashion is one of the most destructive industries in the world. The manufacture of fabric-based fashion items uses so much water when some parts of the world really need water. The water crisis was an important discussion during the World Economic Forum this year. According to the forum, 25% of the world’s population is on the brink of facing a water crisis.

On another aspect of fashion, the use of leather has been widely criticized among environmentalists. Leather comes from the skin of cattle and other similar animals. However, high-end fashion houses have also taken to using the skin of exotic animals of their luxurious collection. This prompts the rise of poaching as people scramble for ways to earn money. The tanning process employed in the manufacture of leather is also not an eco-friendly practice because of the use of chemicals that add to the world’s carbon footprint.

However, there are some companies that try to make good out of a bad situation. Here are three companies that use their platform to spread good news and support great visions.

GreaterGood

The company encourages you to “shop to give.” GreaterGood started in 1999 with the intention of earning money in order to be able to help different charitable organizations. The company’s goals range from providing meals to the less-fortunate people to bringing formula to malnourished children and supporting breast cancer research. It supports over 130 charities.

The brand sells clothing, toys, jewelry, and other accessories. One of its bestsellers is the Pawsitively Beautiful Handbag. If the name of the bag isn’t a giveaway yet, buying this gorgeous item means helping animals too. Buying the bag will be able to help feed over 200 shelter animals. The design also features a lace-cut paw print to add to its cuteness.

Manakin Dance

This brand is also about animal protection, among others. Manakin Dance is concerned about the environment, particularly on specific issues of climate change, animal trafficking, and habitat destruction. The company donates 10% of its profit to the World Wildlife Fund in the hopes of battling these environmental problems.

The collection of bags from the brand is quite simple. It is just a canvas tote with an environment-friendly message. There are two types of totes and three designs. One design carries the brand’s signature animal, the blue manakin doing the manakin dance. Another design carries the statement: I can make a difference. Another bag carries the message “Go green” encircled with leaves. You can use these bags for the beach or for groceries.

FEED

The name itself will tell you that the company was created to do good rather than to create fashion. It just so happened that the products manufactured from the brand are also quite beautiful. The main goal of the brand—if it is not already obvious—is to feed the children around the world. The company has already provided more than 111 million meals to the children in need around the world.

But let’s talk about FEED products. One of its most-loved designs is the Harriet Tote, which is a soft leather bag that is made of genuine semi-vegetable tanned leather. Buying this product means you have also helped feed 100 children. The Eleanor Crossbody Bag will feed 75 children. It is also made with semi-vegetable tanned leather. Its collection of duffels provides between 50 and 75 meals. While FEED bags are the most popular products from the brand, the company also manufactures other items like jewelry and accessories, T-shirts, scarves, and love potion candles. It also has a collection of artisanal products.

Investing in bitcoins is a sage thing because it is one of the best forms of digital currency. But how should one begin with it? Bitcoin had its first release on 9th January 2009. It is in use way more than other cryptocurrencies. It is highly famous also because it was the primary form of cryptocurrency. According to a study, there are more than 100 million bitcoin users in the world. The USA has the highest number of bitcoins, with an estimated 2625 nodes. And it also has some of the best bitcoin trading software platforms. So, here are the five best bitcoin trading softwareplatforms:

Coinbase

• Headquarters: San Francisco, California, USA

The world’s largest bitcoin broker, Coinbase, is one of the most popular bitcoin trading software platforms. Since its release in 2012, it has over 13.3 million users and has served in more than 190 countries worldwide. Brian Armstrong is the founder of this US-based company. It has also successfully traded more than $150 billion. This company only charges 1.49% percent of the taking fee from the bank/coinbase wallet. It is mainly famous for the high level of Security it offers like Multi-Factor Authentication. Following are a few of the many advantages of Coinbase:

• No fees for withdrawal of money for digital assets
• It supports online and wallet services
• Also has a lot of payment options
• For security purposes, it keeps only 2% of its transactions online, and the rest 98% is offline.
• Very easy and user-friendly

Other than bitcoin, Coinbase also supports other forms of currencies like Bitcoin Cash.

Kraken

• Headquarters: San Francisco, California, USA

Kraken is a US-based bitcoin trading software platform founded in 2011 by Paywand, Inc. It has more than 4 million users. Other than the USA, this company also supports Canada, Japan, and most European countries. It just charges 0.26% of the amount to the taker. Users choose Kraken because it is highly trusted. For a long time, it has maintained its spot in the top 10 bitcoin exchange companies. This company has different tiers of Security for retaining the user’s privacy. Here are several advantages of advancing in Kraken:

• It allows for leveraged trading. This is a big plus point because it will enable you to make way more money than usual when the prices rise
• Overall low fees as compared to other companies
• Supports fiat currency
• High Security, safe to use
• Helps a lot of different currencies

Not only bitcoin, but Kraken also supports other currencies like Bitcoin Cash, ZCash, Dash, Melon, etc.

Bittrex

• Headquarters: Seattle, Washington, USA

Bittrex is one of the best bitcoin trading software platforms. Bill Shahara is the founder of Bittrex. Since the year it was founded, 2013, Bittrex is primarily known for its Security. It keeps 80-90% of its transactions online, and all the rest offline. It maintains a record of never losing any customer funds. Bittrex charges 0.25% on trades, but the best part is that it is flat, for all amounts. It also offers its services worldwide except for some countries. Bittrex has a decently fair trade volume. Because of all these facts, it is considered a very safe and reliable platform for bitcoin trade. Here are some advantages of investing in Bittrex:

• It has never been hacked, nor has it ever faced any security breach
• Highly secure yet straightforward verification process. Solely you oblige to do is begin the essential information. Bittrex uses Jumio, which has more than 100 million people verified from over 200 countries. Therefore, it only requires your following information.
• It is swift

Gemini

• Headquarters: New York, USA

Gemini is a bitcoin trading software platform founded in 2014 by the Winklevoss brothers. It became the first licensed Ether exchange company in 2015. After that, it operated on to enhance the first licensed Zcash company in 2018. With the USA, Gemini also serves in countries like the UK, South Korea, Canada, Hong Kong, etc. Also, the digital assets of this company are secured by using Amazon Web Services. Gemini is very popular among high-volume and severe investors. It is known for having on and off-ramp for cryptocurrency exchanges, thus, increasing its Security. In Gemini, to buy and sell, they use fiat currency. Moving forward, here are the advantages of investing in Gemini:

• Low taker fees and a very technical but easy UI
• Registration is free of cost, and it has one of the biggest bitcoin wallets

With bitcoin, Gemini also supports other forms of digital currencies like Bitcoin Cash, Zcash, etc.

CEX.IO

• Headquarters: London, United Kingdom

CEX.IO is a UK-based bitcoin trading software platform founded in 2013 by Oleksander Lutskevich. CEX.IO is also among the first platforms to make fiat to cryptocurrency trade available. It is currently one of the most popular bitcoin exchanges in the world. It has a 0.25% fee. This company is considered very trustworthy because of its high Security. CEX.IO also offers its services in the USA. It is deemed highly reliable because it provides a level 2 DSS certificate. So, here are the advantages of investing in this bitcoin exchange:

• A beneficial customer service: If you encounter a problem, you can mail them or check the how-to section
• Easy to navigate, user-friendly interface
• It is also a registered company in the USA with FinCEN as a money service business.

Other than bitcoin, it also supports Ripple, Bitcoin Cash, Tron, etc.

Conclusion

Its value keeps increasing, and bitcoin is of very high importance. It is one of the best digital currencies you should invest in for profit. As of today, one bitcoin equals to USD 9,101. Mining a Bitcoin is easy. It just takes 10 minutes to mine a bitcoin. Bitcoins are a very safe alternative to regular currency. It is highly trusted as it has been in the market for a long time. Investing in bitcoins should also be done carefully. So, these were the five best bitcoin trading software platforms in 2020.

Starting an online business can seem overwhelming at first. Finding the right domain name, getting reliable hosting, web design, and figuring out credit card transactions are full-time concerns. One often-overlooked component is taxes. If your website is selling something tangible, you are required by law to report it. Leafing through the myriad of tax rules and regulations is frightening, and some just ignore it altogether (at the risk of being audited). However, if you want to save yourself from future headaches and lawsuits, it’s best to get everything straightened out as soon as possible.Do I need a tax ID number?An Employee Identification Number (sometimes called Federal Tax ID number) is a nine-digit number assigned by the IRS that identifies your business to the government. You will need to get one if one or more of these apply:1.You pay wages to any employees.2.Your business is a corporation or partnership.3.You file pension or excise tax returns.If you are the only employee for your business, then you can run your business as a Sole Proprietorship entity, and use your Social Security Number as your EIN. However, you should look at all of the business structures before you decide which one is right for your business.What are my business entity options?A Sole Proprietorship is the most common for an upstart online business. It is owned and maintained by one individual, and has no existence apart from that individual. All the income and expenses are on your personal tax return (form 1040). It is the simplest form of business. However, you are personally liable for your company’s liabilities. If someone sues your business or your business gets too far into debt, your personal assets can be seized.A Partnership involves two or more people who share the profits, or losses, of the business. It’s just like a Sole Proprietorship, except you need an EIN. Also, profits, losses, and liabilities are split between the partners. A Corporation is a separate legal entity from the individuals who started it. It can be taxed and is legally liable for what it does. The benefit of a corporation is that its corporate status does not hold the employees liable. The downside is that it is expensive to start, and requires a lot of bookkeeping.A combination of a Corporation and a Partnership is the Limited Liability Company (LLC). The advantage is that the profits and losses are passed to the owners without taxing the business itself, and the owners are not personally liable. However, there is no stock, fewer incentives, and loads of paperwork.As you can see, there are pros and cons to each business structure. It is highly recommended that you talk to a local accountant or lawyer as to which structure best fits your needs.What other forms and taxes do I need to worry about?Business LicenseThere are many types of licenses, and even for an online business you will probably need one to operate legally. If the business is located within the city limits, then your license comes from the city. If you are outside the city limits, the license comes from the county.Fictitious Business NameIf your business uses a name other than your own, then it is required by the Trade Name Registration Act for you to register the fictitious name (which is also known as D/B/A, doing business as). It verifies that you and your business are one and the same. Depending on where you live, the form is usually filed at the county clerk’s office.TrademarksDomain names are a large part of your internet business, and protecting it is essential. A trademark identifies the source of goods or services to the consumers. You cannot register a domain name by itself, because just the name is merely an address. However, your online business name can be trademarked if it provides a service to consumers, such as booking flights, research on parenting, comparing insurance companies, etc. If you create items that you sell on your website, those product names can be trademarked.To learn more about trademark rules, go to www.uspto.gov.Sales TaxEach state issues a sales and use tax which applies to the use or consumption of tangible personal property and certain services. If you sell something tangible, tax must be collected. However, if you sell an e-book, it might not have to be. A sales tax number is required for each business before opening, and the rules are different in every state, so this is something you need to look into. I live in Missouri, and according to Missouri state law, I am subject to sales tax if the product’s shipping and delivery points are both in Missouri. However, your state might be different.Self-Employment TaxSelf-employment tax (SE tax) is for individuals who work for themselves, and is a social security and Medicare tax. You must pay the SE tax and file Schedule SE on Form 1040 if your net earnings from self-employment equaled or exceeded $400. To figure your net earnings, multiply your total earnings subject to the SE tax by 92.35%. You will be taxed 15.3% on the net earnings.What can I deduct?As far as deducting part of your home as a business expense, that only works if that part of your home is exclusively for business. If your computer and desk are in the living room, that square footage cannot be deducted. To deduct a part of your home, it must meet one of the following criteria:1.Your principal place of business2.You meet or deal with customers or clients in this area as a normal part of your business.3.An unattached, separate structure used in connection with your business.There are also a few other small requirements. The only exceptions are for day-care providers and the storage of inventory or product samples used in your business. If you buy a computer and over 50% of its use is for the business, you can deduct the depreciation on the portion of your computer used for business as a miscellaneous itemized deduction. Expenses such as web hosting, domain registration, etc, can all be deducted as business expenses. Some rules vary from state to state and even county to county, so be sure to stop by your local county clerk’s office or talk to other home businesses in the area to ensure everything is compliant. For more information on rules and taxes, go to www.irs.gov and www.ftc.gov.

Most people put off making their first visit to the gym thinking that a workout routine is a commitment that would be too difficult to squeeze into their already busy—or lazy—schedule. One thing that many of those people don’t realize is that an exercise routine need not eat up one’s schedule. In fact, a 3day workout routine is all that is needed for one to maintain a healthy lifestyle. And if that still sounds too much, let me ease your troubled mind by saying that “3day workout routine” means only an hour and a half at most per day.There are as many variations to a 3day workout routine as there are fitness goals and body types and medical histories. You can use the following or tweak it depending on your fitness goal:Work out on Mondays, Wednesdays, and Fridays, and then take the weekends off. If you’re the type of person who hates being around sweaty people—even when you’re sweating yourself—or would not rather not stand around waiting for available equipment, go for an outdoor activity like swimming, running, or biking. For best results, do a different activity per day, making sure that each targets a different muscle group. This way, you get full-body toning out of your 3day workout routine. I would advise this to people who have trouble sticking to a routine because of boredom or loss of interest.At the gym, you can work out all muscle groups on each session. Beginners can start with one set of 15 reps for each exercise, then gradually move it up to three sets towards the end of the first month. Start each session with 10 minutes of low-intensity cardio to warm up, followed by your upper, middle, lower body workout routine. For best results, finish off with another 20 to 30 minutes of your favorite cardio. As you already know, all this rounds up to an hour and a half at most.One other thing that most people don’t realize is that their schedule is not really as busy as they might think–at least not too busy that it’s impossible to squeeze in an hour and a half of exercise three days a week. With the myriad variations of workout routines schedules out there, and with the proper guidance, you should be able to find one that’s right for you. In fact, even daily workout schedules can fit into a busy lifestyle given the proper time management. For an impossibly hectic schedule, one can even find ways to workout at home and save on travel time to the gym. So you see, there is really no excuse for putting off having an exercise routine. After all, a fit and healthy lifestyle means more energy and a longer life with which to do and enjoy all the things you want.

Is Canadian Income Tax Rules Greek and Latin to You? Go to Good Canadian Income Tax Expert

by

Ken Donaldson

Collection of income tax by the concerned tax department is a common practice in almost all the countries and it is a way of generating revenue for the Government to carry out various infrastructure projects, developing rural places of the country and improving the country s economy. In order to generate this revenue, every country will collect taxes from the citizens residing and working in a country depending on their profits and incomes. Income tax is a type of tax that you need to pay to the Government if you earn a good income through the services that you render a local or an international company in your country.

Income Tax In Canada

If you are a resident in Canada and are working in Canada, then you are required to pay income tax to the Government of Canada in order to support the economy of the country. Moreover, it is seen that the income earned by the Government through personal income taxes is higher than what they earn from corporate income tax. The Canadian tax on income is levied based on the provisions made in the Income Tax Act of Canada and the Canadian Revenue Agency has the responsibility of collecting the income tax from its citizens. Like most countries, the income tax system is based on self assessment. The Canada Revenue Agency will verify the returns filed by the personal income people and will make corrections if they come across any errors in the returns filed.

Collection Of Income Tax

The Canadian residen individuals will have to make use of the T1 Tax and benefit return to file personal income tax returns for both salaried and self employed individuals. The amount of tax that each individual will have to pay the Government will be dependent on their their taxable income. The taxable income is calculated by a simple process wherein the allowed expenses of an individual are deducted from the gross income of that individual.

Some of the different ways of collecting tax in Canada are:

Deduction of the tax right from the source.

Taxpayers can pay their income tax in small installments spread over the year instead of paying it in bulk at the end of the year.

Tax can be paid when you file the tax return.

You can also pay the tax after filing the tax returns and this is known as arrears payment.

Expert Service To File Income Tax

There are quite a lot of small complex adjustments that you need to make while filing income tax returns in order to save some money on your income tax. If you seek the help of an experienced and highly qualified Toronto tax accountant, then you need not worry about filing your income tax returns.

Ken Donaldson is a chartered accountant who practices as an independent tax consultant. He also author of Canadian taxation of non-residents, in this article he provides

Canadian tax

. For more information you can visit Taxca.com.

Article Source:

ArticleRich.com

Submitted by: Angelia Sampson

In a lot of cases, anytime you wed someone, you wed their Liability also. In most instances, individuals get married without looking into his or her future wife or husband’s financial situation.

If you tie the knot with a person with an pre-existing IRS liability, that’s what they indicate by “or worse” in the wedding day vows. Once you marry someone and you are speaking your marriage vows, there’s that one little line referring to “for better or worse.”

You’re just as legally responsible for paying back that debt as your husband or wife. Tying the knot with someone who already has an existing IRS tax debt also means that you are tying the knot with their tax debt also.

May the Internal Revenue Service take your income or assets? The solution is yes! The following is some guidance that may assist you.

This future husband or wife has to get their liability settled or under control before they’re wed. On condition that they don’t own any real estate assets for the government to take, some may match the qualifications to have an Offer in Compromise the is where Internal Revenue Service may take care of the liability for one reduced installment. An Offer in Compromise is very hard to meet the criteria for, and you must verify to Internal Revenue Service that your particular investments and income are not considerable enough to actually pay the financial debt off.

What exactly about yourself? Perhaps there is something that can be done to avoid being forced to undertake this IRS liability? There’s a solution known as Innocent Spouse, but it doesn’t normally affect the newly married, particularly in the event the soon to be husband or wife currently knows about the Internal Revenue Service debt. This is the listing of the specifications for Innocent Spouse because I know most people out there might have the capacity to make use of it to solve your Internal Revenue Service liability that was included with a beloved spouse.

The liability could cause you trouble. Therefore you couldn’t have enough to pay fundamental living expenses like food and utilities.

You endured physical harm in the partnership.

The taxes owed need to be your spouse’s. That signifies in the event you filed jointly, you owe it. The consolation is that your spouse does additionally.

People may well verify you had been uninformed from the tax liability, was under the assumption your spouse was going to pay it off, or were unknowing of things revised in an audit.

If perhaps you are lucky, you’ll know about the debt ahead of time and be able to get details that can assist you to take care of the circumstance you are in. But, you will find millions of marriages in which a spouse detects far too late they now end up with a debt to pay.

What are you to do at that point but hire someone to help you fit into an innocent spouse arrangement.

About the Author: If you seek competent tax advice regarding your newly identified tax liability, visit

IRS-Tax-Settlement-HQ.com

and utilize our free appointment to help you determine which route is the best for you.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=761811&ca=Finances }

Virtual assisting has become a rapidly growing trend among many who choose to work from home. While many are attracted to the flexibility working from home can offer, most are still in the dark regarding the responsibilities of a virtual assistant and what it may or may not entail. A huge misconception is that a virtual assistant is only a typist or someone who just administers data entry for their clients. Though typing is one fraction of the responsibility relating to virtual assisting, there are many more tasks associated.What is a Virtual Assistant?A virtual assistant is someone who works from their home doing administrative tasks for companies and independent clients. These tasks can include a range of skills such as planning events, setting up meetings and setting appointments, making and answering client sales calls, writing and mailing letters or memos, organizing client schedules, creating or managing databases, transcribing, creating spreadsheets, desktop publishing, doing research, making travel arrangements, paying bills, and many more. The more experience and skill you have in a certain arena, the better. Is This a Job?There are companies that hire virtual assistants and they are placed with the company. Normally however, virtual assistants are independent contractors and set up their services as a business owner providing a service to the client. Virtual assistants market themselves by setting up a professional website, obtain clients through freelance websites and internet marketing, and even establish more credibility by getting certified. Do I have to get certified?Certification is not necessary to becoming successful at virtual assisting. It would certainly help your chances of gaining clients early in the field; especially if you lack experience. However, if you would like to specialize in a certain field of virtual assisting such as for law or medical, then getting certified would definitely be a plus. The important thing is to plug into groups, associations, and professionals already successful at virtual assisting. There you can learn tips, get the best advice on getting started, and the support you need to follow through when times get rough. How much should I charge?There is not a standard rate across the board when starting out. It’s best to research what the average rate is in the industry, assess your skills and experience and go from there. You want to remember though that you are acting as a business. You pay your own insurance, taxes, and other miscellaneous costs associated with owning a business. You buy your own printer paper, ink, pens, office supplies as well as pay for phone bills, internet bills, and more. You want to be fair but you should also be smart. You provide a legitimate service that serves a need to your clients in a professional accurate manner and you deserve the rate you expect. So adjust your rates wisely. Starting out on any path to success has its pitfalls. Start out by learning the mistakes early and how you can avoid them. Seek out a mentor to help you with your goals and assist you with learning the ropes. Who knows, 10 years from now someone may reach out for your advice out to begin their virtual assisting career. And that’s when you know you’ve made it.

By Mark DeRosa

If you have yet to try to reduce weight through Fruta Planta, then now is the best time to be amazed at what this all-natural supplement can do. Fruta Planta is a Chinese diet pill manufactured by a China-based health company called Guangzhou Health Care. From the time it was first released in the market, it quickly gained popularity because of only one reason – Fruta Planta works! How does Fruta Planta work and what makes it more special than all the other diet pills?

What Fruta Planta Does

First of all, Fruta Planta is a 100% natural, pure diet supplement that has been especially formulated with the right ingredients to:

– help burn fat safely and naturally

– suppress appetite so you don’t eat as much – fight unhealthy cravings – slim down while targeting specific problem areas (such as the thighs, arms, stomach, buttocks or face) – reduce weight even without exercise

Fruta Planta Ingredients

What makes them stand out is that they are 100% natural and stimulant-free yet effective and easy to take. Its special blend of ingredients makes it an ultra-safe weight loss solution both for men and women alike. It consists mainly of common vegetables and fruits, most of which have weight loss benefits some may find surprising. Below are some of the ingredients of Fruta Planta weight loss supplement:

Bitter melon – This tropical fruit is rich in bio-active compounds that help regulate metabolic processes and stimulate healthy digestion.

Lemon – Lemon contains natural antioxidants and ingredients with potent internal cleansing and healing properties.

Spirulina Maxima – This special edible blue-green algae is effective for appetite suppression, weight loss and in controlling cholesterol levels. It is also rich in vitamins, minerals and natural antioxidants.

Mangosteen (Benefit Fruit) – This fruit is a rich source of both anti-oxidants and weight loss properties.

Papaya – This fruit naturally contains high levels of vitamins A and C and minerals like potassium. It is also rich in fiber for healthy digestion.

Fruta Planta also contains other natural ingredients such as radish fruit and fruit gum.

Recommended Daily Dosage

The all natural ingredients contained for fighting fat is what makes Fruta Planta unique as a weight loss supplement. Unlike most other reduce weight supplements, these natural ingredients are blended into 400-mg caplets which you only have to take once a day.

Fruta Planta can make you lose as much as 15 pounds during your first month of intake. So whether you are trying to lose weight for a special upcoming event, or would like to get back to your pre-pregnancy weight, or simply want to look slimmer and more attractive, Fruta Planta can work wonders for your weight loss endeavors.

No Side Effects!

And since Fruta Planta is made of 100% natural ingredients, there are no negative side effects to worry about. Fruta Planta, of course, is not a miracle pill that will work overnight; it will take time to see the results. But with continued use for a month or so, you will notice significant weight reduction and you will be just steps away from the physique you have always wanted.

About the Author: Mark DeRosa is a nutition writer for several online weight loss portals. To learn more about the hottest diet trends like Menova pills, Meizitang Slimming Capsule or Bodybuilding products like Gaspari Myofusion Protein, go to Netnutri.com for more information.

Source: isnare.com

Permanent Link: isnare.com/?aid=598661&ca=Wellness%2C+Fitness+and+Diet

954-302-1402 Rent Cheap Limo Taxi Car Service from Miami to Orlando Jacksonville Key West Fort Lauderdale Limo Service

by

Fort Lauderdale Limo service

954-302-1402 Rent Cheap Limo Taxi from Miami to Orlando Jacksonville Key West Fort Lauderdale Limo Service

While the limo is undoubtedly the appropriate ride for one’s wedding, perhaps you’ll find our latest model of top of the line stretch limos/sedans perfectly suitable for the night on the town, concerts, sporting events, birthdays, anniversaries, day trips, airport transfer, prom night, or even sightseeing tour that you have planned with family and friends. Spacious and complete with all the necessary amenities you would want in a vehicle; these cars guarantee the ultimate ride in a travel experience.

With our extensive experience in the luxury transport and chauffeur industry,

Fort Lauderdale Limo Service

is able to offer a highly professional and competent service. Our reputation of providing an impeccable standard of customer care is something which we are extremely proud of and strive to maintain. All of our staff, right through from our customer operatives to our suited chauffeurs, have undergone training in customer services and have been handpicked for their ability to provide outstanding care for our clients. FLL Limo will be happy to serve you through its best limousine service.

Here are some good reasons why you should make use of our services. Catering for any occasion, Fort Lauderdale limo service ensures the transport fits in with your specific event:

• We have been in the limo hire industry for several years and we understand our customer’s requirements better than anyone else in this industry
• Take the responsibility off you and put it on us to get you to where you need to be and get you back home safely to your family. Our drivers are conscientious, safe and alert.
• Our drivers are professionally trained and elegantly dressed to match your venue and ensure you present yourself in style.
• We provide you with the best chauffeured limousines from our well establish company in Miami area at really cheap rates There is nothing sweeter than enjoying a full night without doing things yourself.

Any occasion celebrated, arriving in fashionable style at your night club and theatre will become quite the experience with

Limo Service Fort Lauderdale

. You can be sure that the only worry you have is that your night is over and all that is left is a big smile on your face. We can take you around Miami or Orlando to your different destinations in one night, hassle-free. We can help you do that.

After a long night of concerts, music and dinner, we will take the responsibility of picking you and your guests up, and getting you home. They are dedicated to the safety of their guests and their vehicles. With FLL Limousine Services, you can be sure your concert experience will be golden and memorable for the rest of your life. It would be our pleasure to become part of that experience.

Our limo service can provide you with a vehicle that can take you and all of your friends from your homes to the concert hall or theatre, and on to anywhere else you want to go. Limo Service FLL believes in dedicated services, and as such, our driver will wait for your concert to finish, and will be ready to pick up your party immediately after the concert from the front door of the theatre hall, from the club or from the restaurants. From there, we will take you anywhere you need to go.

Fort Lauderdale Limo Service activates more than a decade. During this period our company has accumulated enough experience to satisfy your all wishes and needs in the most convenient way for you to have best service from the best. Another advantage of Limo Service Fort Lauderdale would be that all the drivers are very experienced who own their cars have at high level Visit our website: www.superfloridalimo.com

954-302-1402

Article Source:

ArticleRich.com